Empowering Community Rowing Through Generosity

The Ann Arbor Rowing Club (AARC) is committed to making rowing accessible, affordable, and educational for our community—and this is only possible through the generous support of donors like you. Membership and program fees cover about two-thirds of our expenses; the rest comes from charitable contributions. Your gift helps us expand local rowing opportunities and strengthen our club for future generations.

Ways to Give

Choose the giving method that best suits your preferences and financial goals. Each option below provides a clear explanation of who can give, potential tax benefits, and easy-to-follow steps.

Credit Card Donations

Who can give: Anyone with a credit or debit card.

Potential tax benefits: Your donation may be tax-deductible; AARC has 501c3 status; consult a tax professional for details.

How to proceed:

1. Visit the AARC website: https://aarc.clubexpress.com/
2. Select Membership/Fees & Registration from the homepage.
3. Choose Donations from the dropdown menu.
4. Select the fund(s) you’d like to support (Teaching Barge, Adaptive Program, Scholarship Fund, Boat & Equipment, Kate Bosher Memorial, General Club Operations).
5. Click Donate and follow the instructions to complete your payment.
   

Check Donations

Who can give: Anyone preferring to avoid credit card fees.

Potential tax benefits: Donations may be tax-deductible; AARC has 501c3 status; consult a tax advisor.

How to proceed:

1. Write the name of the chosen fund(s) or donation purpose on the check’s memo line.

2. Mail your check to:

   Ann Arbor Rowing Club
   Attention: Treasurer
   P.O. Box 3128
   Ann Arbor, MI 48106

Employer Matching Gifts

Who can give: Employees whose companies offer charitable gift matching.

Potential tax benefits: Your donation may be tax-deductible, and your employer’s match could double your impact.

How to proceed:

1. Make your donation to AARC as outlined above.
2. Inform your employer about your donation; request a matching gift through your HR department.
3. Indicate on the donation form if you expect an employer match.

Traditional Individual Retirement Account (IRA) Gifts

Who can give: Individuals aged 70½ or older with a traditional IRA.

Potential tax benefits: Qualified charitable distributions (QCDs) count toward your required minimum distribution and are not subject to income tax.

How to proceed:

1. Contact your IRA administrator and request a QCD to Ann Arbor Rowing Club, P.O. Box 3128, Ann Arbor, MI 48106, Tax ID/EIN: 38-2958123.
2. Ask your administrator to include your name and address for proper acknowledgment.
3. Notify treasurera2@a2crew.org that your gift is on the way. We’re happy to answer questions or provide specific language for your IRA custodian.

Other IRA Gifts

Who can give: Individuals with a 403(b) plan, TIAA-CREF plan, SEP IRA, SIMPLE IRA, inherited IRA, Roth IRA, or other retirement plan.

Potential tax benefits: Possible tax advantages may include avoiding income tax on qualified charitable distributions, reducing your taxable estate, or fulfilling required minimum distributions without increasing your taxable income. The exact benefits will depend on the plan type and your individual circumstances.

How to proceed:

1. Consult your financial advisor for guidance about your specific situation and tax implications.
2. Review your retirement plan documents or visit your plan provider’s website to learn more about available charitable giving options.

Donor-Advised Fund (DAF) Gifts

Who can give: Individuals with a donor-advised fund through Fidelity Charitable, Schwab Charitable, Vanguard Charitable, National Philanthropic Trust, or similar sponsors.

Potential tax benefits: Enjoy tax benefits at the time of funding your DAF and flexibility in supporting causes over time.

How to proceed:

1. Log in to your donor-advised fund account.
2. Search for “Ann Arbor Rowing Club” (Tax ID/EIN: 38-2958123).
3. Designate your gift to any club fund or purpose.
4. Submit your recommendation.
5. Let us know your gift is on the way by contacting treasurera2@a2crew.org.

Appreciated Securities

Who can give: Individuals holding stocks or securities that have appreciated for at least one year.

Potential tax benefits: You may receive a charitable deduction for the full market value and avoid capital gains tax.

How to proceed:

1. Contact your broker or financial advisor.
2. Provide them with our Treasurer’s contact: treasurera2@a2crew.org for transfer details.

Legacy Gifts

Who can give: Anyone wishing to make a lasting impact through their will or living trust.

Potential tax benefits: Legacy gifts may reduce estate taxes and offer flexibility for future changes.

How to proceed:

1. Include AARC in your will or living trust.
2. Inform us of your plans so we can thank you and welcome you to our Legacy Society. For assistance, contact: treasurera2@a2crew.org.

Your Gift Makes a Difference—Act Today!

Every donation—large or small—directly supports AARC’s mission, making rowing more accessible and enriching lives throughout our community. Your generosity fuels new programs, scholarships, equipment upgrades and outreach initiatives, creating a lasting legacy for local rowing.

Now is the time to make your mark: Choose your preferred giving method and donate today. Together, we can ensure that rowing remains vibrant, inclusive, and strong in Ann Arbor. Thank you for your support!